Privacy Policy

QACred (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains what information we collect, how we use and share it, and the choices you have about your information when you use qacred.com and any related pages (the “Site”).

Information We Collect

We collect information you provide directly to us, such as when you submit a contact form, subscribe to updates, or request resources. This may include your name, email address, and any content you submit. We also collect certain information automatically when you use the Site, including IP address, browser type, device identifiers, pages viewed, referring/exit pages, and timestamps. We may use cookies and similar technologies to collect some of this information.

How We Use Information

We use information to operate and improve the Site, respond to inquiries, send communications you request, analyze usage, prevent fraud or misuse, and comply with legal obligations. If you subscribe to updates, we use your email to deliver those updates. You can opt out of non‑essential communications at any time by following the unsubscribe instructions in those messages.

Cookies and Analytics

Cookies are small files stored on your device that help the Site function and measure performance. We may use first‑party cookies for essential features and third‑party analytics services to understand aggregate usage and improve content. You can control cookies through your browser settings; disabling cookies may affect certain features.

Legal Bases for Processing (EEA/UK)

If you are in the European Economic Area or the United Kingdom, we process personal data only when we have a lawful basis, including your consent, performance of a contract, compliance with legal obligations, and our legitimate interests in operating, securing, and improving the Site.

Sharing of Information

We do not sell your personal information. We may share information with service providers who perform functions on our behalf (for example, analytics or email delivery) under appropriate confidentiality and data‑protection terms. We may also disclose information if required by law, to protect rights and safety, or in connection with a merger, acquisition, or similar event.

Data Retention

We retain personal information for as long as necessary to provide the Site, fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary based on the type of data and our legal obligations.

Your Rights and Choices

Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal information, to object to certain processing, and to withdraw consent where processing is based on consent. You may also have the right to data portability and to lodge a complaint with your local data‑protection authority. To exercise these rights, contact us using the information below.

California Privacy (CCPA/CPRA)

If you are a California resident, you have the right to request access to, or deletion of, your personal information and to opt out of the sale or sharing of personal information. We do not sell personal information. We will not discriminate against you for exercising your rights.

Security

We employ reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Children’s Privacy

The Site is intended for a general professional audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will take appropriate steps to delete it.

International Transfers

Your information may be transferred to and processed in countries other than your own. These locations may have data‑protection rules that are different from those of your country. Where required, we use appropriate safeguards for cross‑border transfers.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date above reflects the most recent changes. Your continued use of the Site after changes become effective signifies your acceptance of the revised Policy.

Contact Us

If you have questions or requests related to this Privacy Policy, please contact us.